Gets recommended coverage packages. A quote must first be created with the POST /v3/quoting/quote endpoint and an address state on the profile must be provided.

Coverage strategies

The suggested coverages endpoint uses a collection of strategies for generating packages of auto insurance coverages. The strategies utilized include:

  • Embedded: partner-specific suggestions which are configured depending on the intake channel
  • Embedded Prior Coverage: partner-specific suggestions which are generated with input from a customer's known prior coverages
  • High: includes Root's recommended levels of coverages to be well-protected
  • State Minimum: includes the minimum coverage requirements for the customer's market

If you are unsure which option to present to your customers, it is suggested to present them in the following rankings:

  1. Embedded/Embedded prior coverage
  2. High
  3. State minimum
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