Get suggested coverages

GET https://app.partner-testing.joinroot.com/bind_api/v3/quoting/quote/{quote_id}/coverages/suggested

Gets recommended coverage packages. A quote must first be created with the POST /v3/quoting/quote endpoint and an address state on the profile must be provided.

Coverage strategies

The suggested coverages endpoint uses a collection of strategies for generating packages of auto insurance coverages. The strategies utilized include:

• Embedded: partner-specific suggestions which are configured depending on the intake channel
• Embedded Prior Coverage: partner-specific suggestions which are generated with input from a customer's known prior coverages
• High: includes Root's recommended levels of coverages to be well-protected
• State Minimum: includes the minimum coverage requirements for the customer's market

If you are unsure which option to present to your customers, it is suggested to present them in the following rankings:

1. Embedded/Embedded prior coverage
2. High
3. State minimum