We have added an additional requirement specific to the state of Minnesota.

Any quote for Minnesota that has a primary named insured under the age of 60 and is selecting thework_loss_excluded_modifier for PIP coverage will be returned a 400 (bad request) response including a new requirement kind of ineligible for PIP coverage. For more details on the ineligible requirement kind, see the previous changelog.

Affected Endpoints

Timeline

Testing

This will be enabled as early as 9am EDT on May 8th, 2025 in our testing environment.

Production

This will be enabled as early as 9am EDT on May 15th, 2025 in our production environment.

Example

See below for an example response when the work_loss_excluded_modifier is selected but the quote's primary named insured is 59 years old (or younger):

{
  "attributes": [
      ...
      {
          "kind": {
              "value": "work_loss_excluded_modifier",
              "valid": true,
              "message": null,
              "requirements": []
          },
          "selection": {
              "value": {
                  "description": "Work Loss Excluded Modifier",
                  "id": "Y"
              },
              "valid": true,
              "message": null,
              "requirements": []
          },
          "description": "This coverage has modification options available.",
          "name": "Work Loss Excluded Modifier"
      }
  ],
  "symbol": {
      "value": "pip",
      "valid": false,
      "message": null,
      "requirements": [
        {
          "fulfilled": false,
          "kind": "ineligible",
          "message": "work_loss_excluded_modifer cannot be selected if the primary named insured is younger than 60 years old."
        }
       ]
  },
  "description": "Personal Injury Protection",
  "name": "Personal Injury Protection"
}